[Note: Shared for #AutisticHistory archive purposes. This is NOT An Autistic Ally.]
Missouri Finds ‘Negligible’ Cost Impact for Autism Insurance Benefits
February 05, 2013
JEFFERSON CITY (February 5, 2013) — A Missouri state agency has found that the state’s 2010 autism insurance reform law fully ramped up in 2012, yet still produced “negligible” impact on the state’s overall health costs. The $6.6 million for autism benefits represented 0.16 percent of total health claims, a fraction of the 3 percent impact insurance lobbyists had warned when fighting the bill in the legislature.
The findings were contained in the second annual report on the 2010 insurance law submitted by the Missouri Department of Insurance, Financial Institutions & Professional Registration (DIFP) to the Legislature as required under the law.
“Missouri’s new landmark autism insurance law continues to deliver benefits for families impacted by autism,” said John M. Huff, director of the Missouri Department of Insurance. “Especially encouraging is the extremely low impact on overall health insurance claims.”
The first annual report reflected the fact that 2011 was “a transitional year during which much of the infrastructure necessary to deliver the mandated benefits was developed,” DIFP reported. “As expected, data show that the benefits of the mandate were more fully realized in 2012, while the costs as a percent of overall health care costs remained negligible.”
The report went on to note that, “Since claims are only one component of total costs that impact health insurance rates, the overall impact of the mandate on rates is likely to be significantly less than 0.16 percent.”
Between 2011 and 2012, claims costs associated for autism benefits increased from $4.3 million to $6.6 million of which less than half ($3 million) was for coverage of applied behavior analysis (ABA). The fiscal impact amounted to 38 cents per member per month, less than the cost of a postage stamp.
Meanwhile, the number of licensed ABA practitioners grew 44 percent between 2011 and 2012 and totaled 167 as of January 2012.
“This new study further validates our own experiences across the states which have enacted autism insurance reform,” said Lorri Unumb, Esq., Autism Speaks’ vice president for state government affairs. “Expanding access to proven medical treatments through insurance reform creates a better quality of life for our children, while saving taxpayers millions of dollars in avoidable future costs for special education and social services.”
The Missouri law applies to state-regulated health plans and requires ABA coverage up to age 18. The original $40,000 cap on ABA benenfits has been adjusted upwards to $42,117 for 2013.
The Autism Community Is Not The Autistic Community
Autistic people have fought the inclusion of ABA in therapy for us since before Autism Speaks, and other non-Autistic-led autism organizations, started lobbying legislation to get it covered by insurances and Medicaid.
ABA is a myth originally sold to parents that it would keep their Autistic child out of an institution. Today, parents are told that with early intervention therapy their child will either be less Autistic or no longer Autistic by elementary school, and can be mainstreamed in typical education classes. ABA is very expensive to pay out of pocket. Essentially, Autism Speaks has justified the big price tag up front will offset the overall burden on resources for an Autistic’s lifetime. The recommendation for this therapy is 40 hours a week for children and toddlers.
The original study that showed the success rate of ABA to be at 50% has never been replicated. In fact, the study of ABA by United States Department of Defense was denounced as a failure. Not just once, but multiple times. Simply stated: ABA doesn’t work. In study after repeated study: ABA (conversion therapy) doesn’t work.
What more recent studies do show: Autistics who experienced ABA therapy are at high risk to develop PTSD and other lifelong trauma-related conditions. Historically, the autism organizations promoting ABA as a cure or solution have silenced Autistic advocates’ opposition. ABA is also known as gay conversion therapy.
The ‘cure’ for Autistics not born yet is the prevention of birth.
The ‘cure’ is a choice to terminate a pregnancy based on ‘autism risk.’ The cure is abortion. This is the same ‘cure’ society has for Down Syndrome.
This is eugenics 2021. Instead of killing Autistics and disabled children in gas chambers or ‘mercy killings’ like in Aktion T4, it’ll happen at the doctor’s office, quietly, one Autistic baby at a time. Different approaches yes, but still eugenics and the extinction of an entire minority group of people.
Fact: You can’t cure Autistics from being Autistic.
Fact: You can’t recover an Autistic from being Autistic.
Fact: You can groom an Autistic to mask and hide their traits. Somewhat. … however, this comes at the expense of the Autistic child, promotes Autistic Burnout (this should not be confused with typical burnout, Autistic Burnout can kill Autistics), and places the Autistic child at high risk for PTSD and other lifelong trauma-related conditions.
[Note: Autism is NOT a disease, but a neurodevelopmental difference and disability.]
Fact: Vaccines Do Not Cause Autism.