[Note: Shared for #AutisticHistory archive purposes. This is NOT An Autistic Ally.]
Autism Speaks: Missouri Report Latest Evidence of How Insurance Lobby Inflates Impact of Autism Coverage
February 02, 2012
NEW YORK, NY (February 2, 2012) – Autism Speaks, the nation’s largest autism science and advocacy organization, today cited a new report issued by the Missouri Department of Insurance as the latest evidence to discredit claims by the insurance industry that providing autism benefits will cause premiums to skyrocket for all policyholders.
The Missouri report examined the impact of the state’s autism insurance reform law, which took effect Jan.1, 2011, and found that insurance companies have paid out $4.3 million in claims, or 0.1 percent of total claims paid for 2011. Nearly 4,000 Missourians used the coverage for behavioral health treatments and other services for their children with autism.
“This study follows the experience in five other states that have tracked claims data since enacting autism insurance reform laws,” said Lorri Unumb, Esq., Autism Speaks vice president for state government affairs. “In the first year as the benefit ramps up, the premium impact averages just $0.15 per member per month. But even after the benefit stabilizes in year two, the average premium impact is only $0.31. By this measure, the Missouri benefit is coming in at $0.25. These real-world data are a fraction of the undocumented numbers thrown out by insurance lobbyists.”
Since 2007, Autism Speaks has helped enact autism insurance reform laws across the country. Today, 29 states representing 70 percent of the nation’s population have such laws, and Autism Speaks is working in additional states this year. The laws prevent health insurers from discriminating against people with autism by refusing to cover the diagnosis and treatment for autism, which can cost $50,000 a year or more.
The Missouri law applies to health plans covering 1.3 million state residents.
“This report shows good news on two fronts,” said John M. Huff, director of the Missouri Department of Insurance. “First, it shows that the new law has already helped thousands of Missourians. Second, it shows the autism mandate should have minimal impact on health care costs and insurance premiums.”
During legislative debate in Missouri, the Associated Press referenced claims from the insurance industry that the impact “could be closer to three percent.” This undocumented number is repeatedly cited in statehouses around the nation by insurance lobbyists trying to defeat autism insurance reform legislation.
The Autism Community Is Not The Autistic Community
Autistic people have fought the inclusion of ABA in therapy for us since before Autism Speaks, and other non-Autistic-led autism organizations, started lobbying legislation to get it covered by insurances and Medicaid.
ABA is a myth originally sold to parents that it would keep their Autistic child out of an institution. Today, parents are told that with early intervention therapy their child will either be less Autistic or no longer Autistic by elementary school, and can be mainstreamed in typical education classes. ABA is very expensive to pay out of pocket. Essentially, Autism Speaks has justified the big price tag up front will offset the overall burden on resources for an Autistic’s lifetime. The recommendation for this therapy is 40 hours a week for children and toddlers.
The original study that showed the success rate of ABA to be at 50% has never been replicated. In fact, the study of ABA by United States Department of Defense was denounced as a failure. Not just once, but multiple times. Simply stated: ABA doesn’t work. In study after repeated study: ABA (conversion therapy) doesn’t work.
What more recent studies do show: Autistics who experienced ABA therapy are at high risk to develop PTSD and other lifelong trauma-related conditions. Historically, the autism organizations promoting ABA as a cure or solution have silenced Autistic advocates’ opposition. ABA is also known as gay conversion therapy.
The ‘cure’ for Autistics not born yet is the prevention of birth.
The ‘cure’ is a choice to terminate a pregnancy based on ‘autism risk.’ The cure is abortion. This is the same ‘cure’ society has for Down Syndrome.
This is eugenics 2021. Instead of killing Autistics and disabled children in gas chambers or ‘mercy killings’ like in Aktion T4, it’ll happen at the doctor’s office, quietly, one Autistic baby at a time. Different approaches yes, but still eugenics and the extinction of an entire minority group of people.
Fact: You can’t cure Autistics from being Autistic.
Fact: You can’t recover an Autistic from being Autistic.
Fact: You can groom an Autistic to mask and hide their traits. Somewhat. … however, this comes at the expense of the Autistic child, promotes Autistic Burnout (this should not be confused with typical burnout, Autistic Burnout can kill Autistics), and places the Autistic child at high risk for PTSD and other lifelong trauma-related conditions.
[Note: Autism is NOT a disease, but a neurodevelopmental difference and disability.]
Fact: Vaccines Do Not Cause Autism.